How to Replenish and Withdraw Money from Online Casinos

As a gambling enthusiast, you are probably considering making the transition to online casinos. Chances are that you’ve already visited a few online gambling casinos and probably have an account or two. One of the most important factors of online gambling is knowing how to fund your account as well as withdraw your prize money. With the following methods, you don’t have to wait for long to do this.

Before we dive into this topic, there are a few factors that need to be put into consideration. You need to know which methods to use when for the transactions, how long they will take, and whether there are transaction fees or not. Don’t sweat it though, we’ve done all the dirty work, and you’ll find the insights right here. So let’s set the ball rolling.

How to Deposit at Online Casino

To deposit funds into an online casino, you need to have an account on an online gambling site. Depositing money into your account is a straightforward process in most sites. Follow the following steps to achieve that;

  1. Log in to your account
  2. Visit the cashier
  3. Select your most suitable payment method
  4. Enter the appropriate payment details
  5. Enter the amount you wish to deposit

You can use a few ways to achieve step 3. Some may not be the most suitable for you, but you’ll find one you prefer among the many. We are going to cover these methods in detail. (Some of the covered ways may not be available to you in your country due to federal legislation)

Credit & Debit Cards

This is a straightforward method and by far the most widely used. Practically all gambling sites accept credit and debit cards. This does not mean that they accept all types of cards. Visa and Mastercard are the most basic ones that you’ll find on virtually all sites. This method of deposit is usually processed at that very moment, so the funds will reflect in your account instantly.

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Wire and Bank Transfer

Most gambling sites allow direct bank transfers. This is the most preferred method by those who transact huge sums of money. It is also suitable if you don’t have credit cards or are not comfortable with submitting their banking credentials online. There is only one drawback of this method, which is it is not as fast as other methods.

To use this method of deposit, you need to arrange a transfer of funds from your bank account to the gambling site’s account. You’ll require to have the account details which could be published on the site, or you simply request for it. You might be asked to include a specific reference number on the transfer, and once the funds have been received, it will be added into your account. The processing period for this method might take longer.


An E-wallet is an online account that you use to store money and make transactions quickly and securely. These accounts are easy to set up, fund, and you could carry out transactions at any time. Examples of popular E-wallets include Paypal, Skrill (formerly known as Moneybookers), Neteller and Payoneer.

Unfortunately for American gamblers, neither does Skrill nor Neteller accept American customers. Paypal also does not allow gambling transactions in the US. However, people living elsewhere can find this method very resourceful.

Prepaid Vouchers and Cards

You can use this method by buying a prepaid voucher and card for a certain amount then use that card or voucher to make deposits. This method is suitable if you do not have a credit card and an e-wallet and for those who live in the United States.

Money Transfer Services

Money transfer services such as Western Union can be used to deposit funds into your online gambling account. Using this method to deposit is simple, although the process varies depending on the site.


This is the most secure method as you don’t have to share your banking credentials with anyone. You only need post a check and once it is cleared the amount is debited in your account. It is not a popular option due to the time it takes, but many online casinos make it available.

We have covered how to deposit money into your online gambling site exhaustively. You may ask which method we recommend as the best. This is not a question that can be answered directly as it may vary depending on gamblers’ preferences. Each of the above-discussed methods has its pros and cons.

On transaction fees, it is rare to find a gambling site that levies charges on deposits although they are not entirely unheard of. Sites that do so tend to issue a warning before completing the transaction so you’ll be aware

Withdrawing from an Online Casino

Withdrawal is usually a speedy and straightforward process at most online gambling sites. This process is often pretty much similar in most sites. Simply follow these easy steps:

  1. Log in to your online casino account
  2. Visit your banking page or “casino wallet.”
  3. Select your preferred payment method
  4. Select the withdrawal option and input the amount you would like to withdraw from your account
  5. Click Confirm to ensure that the withdrawal request has successfully been made

That is pretty much it. Quite a piece of cake.

Just like the replenishing process, there are a few factors that you need to put into consideration when withdrawing.

Withdrawal Method

Due to anti-money laundering regulations, you will have to withdraw via the same medium you used to deposit. However, there is but one exception where if the method you used to deposit does not allow withdrawals. Therefore when making deposits, it is essential to consider if the method accepts withdrawals or not and how they are processed via that method. Having given an in-depth analysis of the deposit methods above, you can weigh the options and select the most suitable one for you.

Time Taken to Process Withdrawals

Processing withdrawals vary in time, depending on the method. The first step in this process is the online casino receiving your withdrawal request. The time taken in this step also varies depending on the site, but most decent ones will process between a 24-48 hour period.

The next step is usually the transfer of the funds via your preferred method. This is also subject to the medium. The table below shows the average time it takes to withdraw from some of the most popular methods.

Credit & Debit Card 2-5 business days
Bank Transfer 2-5 business days
Neteller 1-2 business days
Skrill 1-2 business days
Paypal 1-2 business days
Check 5-10 business days

Rejected Withdrawals

You may request a withdrawal only to be rejected. This could be caused by several factors. You can check if the following could be a block to your request before contacting the casino’s customer service department

  1. Wagering Requirements- This will restrict you if you have won casino funds through promotions or taken advantage of casino bonuses. Wagering requirements state the number of times you need to stake bonus money before the withdrawal. These requirements are put in place to restrict players from picking bonuses and withdrawing. They also vary according to casinos.

  2. Withdrawal Limits- Each casino has minimum and maximum amounts you can withdraw within a specified period. Your request could be rejected either because you’ve reached the maximum amount or requested an amount below the minimum withdrawal limit. These limits vary according to the casino and also method. Casinos require their players to make requests above a certain amount, so they don’t spend time processing many small payments.

  3. Security checks- Most states have laws in place to prevent money laundering. A casino might have to ask for identification from you before processing your request. You are more likely to be asked for ID if you are using a different withdrawal method from that you used to deposit.

To prevent such occurrences, it is wise to read the casino’s terms and conditions on their website.

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